Family-Friendly Mortgage Calculator 사용 방법
- Enter the loan amount. Type in how much you plan to borrow after your down payment. This is the price of the home minus what you're putting down upfront.
- Add the interest rate. Plug in the annual interest rate your lender quoted you. Even a half-percent difference can swing your monthly payment, so use the most accurate number you have.
- Pick the loan term. Choose how many years you'll be paying it off — usually 15, 20, or 30. Shorter terms mean bigger monthly payments but way less interest overall.
- Hit calculate. Click the button and you'll instantly see your monthly payment, total interest paid, and the full amount you'd hand over by the end.
- Try different scenarios. Adjust the inputs to compare options. Test a larger down payment, a shorter term, or a different rate to find what works best for your family.